Archive for January, 2008

Bankruptcy Loans - Still Possible with No Credit

Monday, January 7th, 2008

Filing bankruptcy doesn’t mean that you can never have credit again. As a matter of fact, the point of filing bankruptcy in the first place is to help people who have made disastrous financial decisions in the past, learn from their mistakes and move on.
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Bankruptcy Loans - Still Possible with No Credit

Monday, January 7th, 2008

Filing bankruptcy doesn’t mean that you can never have credit again. As a matter of fact, the point of filing bankruptcy in the first place is to help people who have made disastrous financial decisions in the past, learn from their mistakes and move on.
Click here to play

Bankruptcy Loans - Still Possible with No Credit

Monday, January 7th, 2008

Filing bankruptcy doesn’t mean that you can never have credit again. As a matter of fact, the point of filing bankruptcy in the first place is to help people who have made disastrous financial decisions in the past, learn from their mistakes and move on.
Click here to play

Chapter 7 Bankruptcy and Chapter 13 Bankruptcy: What’s the Difference?

Monday, January 7th, 2008

Differences between Chapter 13 and Chapter 7 bankruptcies.
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Chapter 7 Bankruptcy and Chapter 13 Bankruptcy: What’s the Difference?

Monday, January 7th, 2008

Differences between Chapter 13 and Chapter 7 bankruptcies.
Click here to play

Chapter 7 Bankruptcy and Chapter 13 Bankruptcy: What’s the Difference?

Monday, January 7th, 2008

Differences between Chapter 13 and Chapter 7 bankruptcies.
Click here to play

Error Found in Government’s Latest Downloadable Means Test Forms

Monday, January 7th, 2008

Update: January 8, 2008

Woo hoo! The problem with the means test forms has been fixed!

But if you were unfortunate enough to have downloaded an early version of this form (before January 8th, around 3pm EST) you were probably driven crazy by the the bug described in the original post below. Relax. You’re not crazy. Download the new means test forms. They work. It’s all good.

Original Post:

Imagine my surprise yesterday afternoon, while checking out the new official bankruptcy means test forms for Chapter 7 (Form 22A) (.pdf) and Chapter 13 (Form 22C) (.pdf) when I discovered they don’t work right. In fact, the bug in the form makes it impossible to fill out correctly.

The problem is with Lines 19A and 39 of official Chapter 7 means test form (22A), and lines 25A and 45 of the Chapter 13 form (22C). (more…)