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Hi,first of all thanks for the great website to helping people I have financial problems I am really desperate no way out other then bankruptcy .My Questions
1-Have no fixed address Living with Relatives/Friends
2-I dont have account numbers ,balances and statements not even any paper other than credit cards
3 How much bankruptcy costs How much do I need upfront?
Thanks For Input
Posted from: Ontario
What if my monthly expenses are more than the standards? For example, being a single person the standard is $1836 per month. At my current income I would have a surplus income each month, but my expenses are more than $1836.
Posted from: Prince Edward Island
My son perhaps has to file bankruptcy but I need to ask a few questions. He owes bank loans, credit cards and car loan. Do all of these go away with bankruptcy? Can he still work after filing for bankruptcy and does his employer have to know that he has filed for bankruptcy?
thank you
Posted from: Ontario
How do trustees or creditors determine whether or the applicant should be reviewed for 3 months or 1 year? Do the creditors themselves do this review or is it the applicant who must present this evidence? Can the applicant know if they will check 3 months or 1 year?
Posted from: Ontario
When applying for bankruptcy, do I have to show all the purchases and usage on my cards prior to filing or do I just bring a current balance print out from the bank teller or bank machine? Will my card usage be scrutinized by either the respondents (creditors) or the trustee?
Posted from: Ontario
I have a perfect track record of making all my payments; however, it leaves me without enough money to pay for rent and now I crash at different friend`s houses. Is this justification to file for bankrupcy or should I default on my loans first and then file?
Posted from: Ontario
Is it true that if a person owed money 1999, and the collectors were unsuccessful at collecting the money after 7 years they no longer can come after you,
Posted from: Ontario
I declared aug 1st and was wondering i have a my account at td with a balance still of a little less than 300 owing. i opened another account at another banking institution but was wondering should i call my trustee to put that in or is it not allowed be do declared….
Posted from: Ontario
Bankruptcy is a word that scares many people. They think that by filing bankruptcy, their lives will be ruined, but the fact is that filing bankruptcy is not the end of the world. The definition of “Bankruptcy” is when an individual has such a large debt that there is no possible way that they are going to be able to pay this debt off.
A new report shows total U.S. bankruptcies are up 29.2 percent during the first six months of 2008, compared to the same period in 2007.
